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TY - JOUR
AU - Abdul Samad bin Alhaj Mohammad Ramzan ,
AU - Dr Syed Musa Alhubshi bin Syed Jaaffer Alhubdshi ,
PY - 2026/01/17
Y2 - 2026/06/10
TI - Leveraging Mudarabah in Islamic Banking and Finance in Pakistan through Quran and Sunnah Al-Naba (78:10-11) and Prophet Mudarabah Model
JF - `
JA - ASSAJ
VL - 5
IS - 01
SE - Articles
DO -
UR - https://www.assajournal.com/index.php/36/article/view/1301
SP - 215-222
AB - <p><em>This research proposal aims to promote the development of Mudarabah-based financing products in Islamic banking and/or in Islamic finance through an investor(s), fostering risk-sharing and entrepreneurship in Pakistan’s economy. Mudarabah, a Shariah-compliant partnership, offers a unique opportunity for banks and Investors to support businesses while sharing risks and rewards. However, its implementation has been limited due to lack of awareness, regulatory hurdles, and risk aversion.</em></p><p><em>This study seeks to explore the concept of Mudarabah through the lens of the Qur’an and Sunnah, analyzing how its values of experience (Qavi), trust (Amanah), justice (‘Adl), and cooperation (Ta‘awun) can inform modern Islamic banking and Financial models. The proposed framework will address regulatory and operational challenges, encourage Shariah-compliant entrepreneurship, and promote sustainable financial inclusion. By enhancing Mudarabah-based financing, Islamic banks and financial institutions can contribute to Pakistan’s economic development, job creation, and sustainable growth, aligning with the UN’s sustainable development goals and Islamic finance principles</em></p><p><em>https://doi.org/10.5281/zenodo.18283851</em></p>
ER -